We understand that when you’re traveling, you don’t want to worry about a thing. But events happen, even to the well-prepared travelers. You may have to cancel your trip at the last minute to tend to a family emergency. You may need medical assistance when you’re away. Your baggage may go missing, or there may be damage to your personal property. You just never know.
Ask yourselves a few questions...
- What happens if my trip has to be cut short, or I have to extend my trip due to an illness at destination?
- Would I be able to (or want to) pay for toiletries/clothes and other necessities if my luggage is lost?
- Could I afford an air ambulance home?
- Does my current coverage through work or my credit card pay up front for medical expenses? or cover everyone that's traveling with me?
Canadian Citizens
Here is a brief summary of the different travel insurance plans that I suggest. This is only a very brief summary, and you should read the full policy for the full details on what is covered and what is not covered. Please contact Carine Taylor for a copy.
RBC Deluxe Package - Travel Insurance covers your emergency medical needs; doctor visits, tests, hospitalization, etc. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.
Anyone over the age of 73 will be required to remit a medical questionnaire prior to booking to ensure the coverage will be permitted by RBC.
RBC Non-Medical Package - Travel Insurance covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no medical coverage included.
If anyone wishes to opt out of the provided coverage, that will be possible to do, and passenger's signature will be required prior to final payment. This is not recommended, as travel insurance is the only way to obtain a refund in the case of an unexpected cancellation.
US Citizens
We offer CSA Travel Protection to our clients who are US citizens living in the United States. Below is a table showing a snapshot of the insurance coverage amounts; please make sure to review the attached website here for the specific terms and conditions on what is covered and what is not covered. www.csatravelpro.com/rbc00048
Princess Vacation Protection
Fortunately, Princess Vacation Protection can protect you from unforeseeable losses stemming from an array of circumstances, and even allows you to cancel your vacation for any reason at all. Princess Vacation Protection is a package of benefits comprised of the following: the Princess Cancellation Fee Waiver, the Princess Travel Insurance and the CareFree™ Worldwide Emergency Assistance Programs.
Princess Vacation Protection is available for purchase on all Princess Cruises, Princess Cruisetours, Princess Alaska Land Tours and Princess Canadian Rockies Land Tours, and is available at two levels: Princess Vacation Protection and Princess Platinum Vacation Protection.
The Princess Vacation Protection package of benefits, like many travel protection programs, will refund 100% of your otherwise nonrefundable cancellation fees in the event of an emergency. Yet unlike similar programs, Princess Vacation Protection allows you to cancel your vacation no matter what the reason.
Even if the reason for your cancellation does not qualify you for a full refund under the Special Cruise Enhancement Feature of the Princess Cancellation Fee Waiver Program, you will receive 75% of the non-refundable fees in the form of a credit toward your next Princess vacation. That's a service provided by Princess Cruises.
And for those wanting additional benefits, Princess Platinum Vacation Protection doubles the limits of benefits for Emergency Evacuation/Repatriation, Accident & Sickness Medical Expense and Baggage/Personal Effects coverage under the Princess Travel Insurance Program and also increases the Special Cancellation Enhancement Feature of the Princess Cancellation Fee Waiver Program's cancellation credit to 100% of the non-refundable fees.
With Princess Vacation Protection/Platinum Vacation Protection, if passengers are delayed pre-cruise for a covered reason, they are eligible for up to $500 per person to cover costs associated with catching up to the cruise. If they're delayed post-cruise for a covered reason, they are eligible for up to $1,500 per person to cover associated costs. Alternatively, if passengers opt to cancel their cruise after being delayed, under the Princess Cancellation Fee Waiver Program's Special Cancellation Enhancement they are eligible to receive cruise credits of 75% for Standard Vacation Protection and 100% for Platinum Vacation Protection.
Princess Vacation Protection is available for purchase up to the final payment due date of the voyage, even if your booking is already paid in full. So protect your investment with Princess Vacation Protection or Princess Platinum Vacation Protection!
If you have any questions or require additional information, please call Berkely, the program administrator for Princess Vacation Protection, at 1-877-846-8833.
Office Hours: 8AM – 10PM (EST) Monday – Friday and 9AM – 5PM (EST) Saturday
Princess Vacation Protection was designed and is administered by Aon Affinity Berkely Travel. Aon Affinity, is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK , AIS Affinity Insurance Agency, Inc. (CA 0795465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. As an MGA we are acting on behalf of our carrier partner.
The Princess Travel Insurance Program is underwritten by Stonebridge Casualty Insurance Company, a Transamerica company, Columbus, Ohio; NAIC #10952 (all states except as otherwise noted) under Policy/Certificate form series TAHC5000. In CA, HI, NE, NH, PA, TN AND TX, Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OR, OH, VT, WA and WY, Policy Form #'s TAHC5100IPS and TAHC5200IPS.10 Certain coverages are under series TAHC6000 and TAHC7000.
This plan provides insurance coverage that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.
Princess Vacation Protection - Frequently Asked Questions
Q: Am I protected by my Princess Vacation Protection plan if my mother, who is not traveling with me, develops pneumonia and I have to cancel my trip to care for her?
A: Yes! Princess will refund the cancellation fees (up to the full value of the cruise vacation) if you have to cancel your trip because of a specified reason such as illness, injury or death of yourself, a traveling companion or either of your immediate family members.
Q: If I have a heart condition and am on continuing medication, am I protected if my heart condition flares up during my vacation?
A: Yes! Princess Vacation Protection provides reimbursement for conditions that are stable during the 60-days prior to purchase, so if you have had no changes in your health (even if you are continuous unchanged medication), you would be protected.
Q: What if my condition did change prior to purchasing Princess Vacation Protection?
A: Rest assured, emergency evacuation benefits are still provided in the event of a medical emergency. Also, if you cancel your cruise vacation and do not qualify for cash reimbursement due to an unstable medical condition prior to purchase, you will have the benefit of cancel-for-any-reason protection from Princess.
Q: If my pet becomes ill and I have to cancel my trip as a result, will Princess Vacation Protection reimburse me?
A: Although you would not qualify for cash reimbursement, as an added feature for purchasing Princess Vacation Protection, Princess will provide a credit toward a future cruise equal to 75% of the cancellation fees imposed (100% if Platinum Vacation Protection is purchased) if you choose to cancel for an ineligible reason. This benefit is provided by Princess Cruises and/or Princess Tours*.
If you have any questions or require additional information, please call Berkely, the program administrator of Princess Vacation Protection, at 1-877-846-8833.
Office Hours: 8AM – 10PM (EST) Monday – Friday and 9AM – 5PM (EST) Saturday
Princess Vacation Protection was designed and is administered by Aon Affinity Berkely Travel. Aon Affinity, is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK , AIS Affinity Insurance Agency, Inc. (CA 0795465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. As an MGA we are acting on behalf of our carrier partner.
*For New York State residents, the Princess Cancellation Fee Waiver Program is underwritten by Stonebridge Casualty Insurance Company, a Transamerica company, Columbus, Ohio; NAIC # 10952 under Policy/Certificate Form Series TAHC5000.
